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Cash cannot be bound up in chains to prevent escape. It will flow inevitably and bidirectionally- in and out. So, bankruptcy or financial hardships have to be accepted that way.But the situation need be got rid of and we will tell you how.

Bankruptcy to the layman might mean only complete debt and a cash strap, but to the financial dealers it means the solution too. It is such a paradox to have both the disease and the medicine by the same name.

Every body at some point of time are in debt . Then they take loans and sign a deal but when the terms are breached due to inability to pay , one becomes bankrupt. This condition needs to be declared formally . Prior to the declaration legal counsel is a must.
This declaration can be made by two parties:
•The debtor himself i.e. Voluntary Bankruptcy
•The creditor or lender i.e. Involuntary Bankruptcy
When the condition is officially declared only then can one avail of any Bankruptcy scheme .The legal process is cut out to suit different people and helps one eliminate the debts or repay them.This is available in a number of ways:

By formulation of a new repayment plan
By reducing the percentage for payment
By availing of a short delay to regroup resources
These options need be properly studied and clubbed with an experts views, before deciding .

The individuals involved in the legal process are:
•Debtor- who will be subject to the procedure
•Creditor- who suffer during a bankruptcy
•Bankruptcy Judge- who chairs the hearing of the case
•Case Trustee- who is appointed to check the assets of the debtor and submit report to the Judge.
The Federal Bankruptcy Act has designed a format for those liquidated (both individuals and firms) . The proceedings are as follows:
Chapter 7 or Liquidation Bankruptcy or Straight Bankruptcy-This involves taking an account of the assets of the debtor , appointing a trustee and selling them off. This is done to discharge the balance of creditors.
Chapter 11 - This is applicable to a corporation only and it helps normal operation to continue. Nevertheless it is costly and complex.
Chapter 12 - This is formulated for farmers , and this too involves non-interference in work.
Chapter 13 - For all those who have a fixed income source, this scheme uses this income to pay off the debt in installments.

The Bankruptcy rate of each country is of importance in deducing the economic state .This also a yardstick for international organizations to sanction funds.
Even if one avails of the proceedings of Chapter 7 ,one gets a clean slate to begin afresh but it would remain on record for upto 10 years in ones credit history.

Bankruptcy could prove to be a pain in the neck and a credit history blotter but there are ways and means to get past it with a new lease of life.

For further queries you are welcome to log onto
http://www.mortgagekb.com

About the Author

Lance Wiliams is an accomplished contributing writer presently working in association with
http://www.mortgagefit.com.
He specialises in mortgage and real estate arena.

Alot of implant recipients who received zimmer metasul durom applied in their hip cup replacement surgical procedures are witnessing that there are difficulties that far exceed the average expectations for recuperation. These poor people are feeling a lot of unnecessary anguish for lengthier time periods, expecting revision surgeries and elevated medical expenses, and losing revenue by being taken out of the workplace at their normal businesses. Although Zimmer Holdings, Inc. is postulating that that their hip cup implant is not possibly defective and not to blame for the surgical failures, many people are filing cases against them and getting settlements.

These suffering people definitely deserve some assistance and compensation which is why product liability attorneys are telling them to file lawsuits. dr. dorr has been paying out of court for some of these claims. Even So, even if the settlement they are being offered seems like it could be a air settlement, in numerous cases poor people are deciding too quickly and without provision or allowance put in place for repeat problems if it happens again. If they don’t hold off and wait, to find out what an actual case is worth, people may find themselves incurring alot more expenses out of their own pocket when further complications arise.

Anyone who believes they do have a claim against Zimmer should start looking into it. If you think you might qualify, you should probably telephone a lawyer to find out for sure. Try to find a lawfirm that operates countrywide and specializes in litigation against flawed medical devices. This law firm has taken out all the risks and has setup a special division to do the research and process claims against Zimmer and secure equitable settlements for their customers.

If your orthopedic physician updates you with bad news that you will definitely have to undergo a revision surgical procedure to correct your Zimmer Durom hip replacement device, get in touch with an attorney as soon as possible.

As soon as attorney determines that you have a case, be prepared to spend some time waiting it out for the best possible settlement that your attorney can get you. Heed the good advice that your attorney provides for you and do not rush the process including the restitution. By not rushing this stage, you will most likey get a larger settlement offer.

Banana Republic

Like a cat I slumber, blissfully unencumbered,
Through eighty per cent of my allotted span,
Occasionally awoken, when dissent is spoken,
And I invent another cunning five year plan,
Lately it was pensions, that were being mentioned,
So I borrowed from the French and Robespierre,
Scrap all that went before, saved by tooth and claw,
And let my all equal Citizens appear,
Currently it is time, for me to be in my prime,
For there is another election looming,
I have to appear sincere, for part of this coming year,
And assure everyone that everything is booming,
Never mind strict quotas, Ive imported multitudes of voters,
And told them which party let them stay,
Though Ive rigged the postal vote, and defamed everyone of note,
You never know what might happen on the day.
So to be on the safe side, I swallow all my pride,
And allow my people to hear my hallowed voice,
And roll out the charade, put on the facade,
And even make believe they have a choice,
Next time around the crown, will be trampled underground,
House of Lords and Lord Chancellor history,
With the other Chancellor gone, I alone will soldier on,
Yes, then there will only ever be me,
Ill hold elections for you, as all dictators do,
And fill positions with those that grease my palm,
As for civil unrest, there is always house arrest,
Or secret imprisonment for those that mean me harm.

So from national nursery, via educational history,
You can in time join the New Labour Youth,
Be taught gay is fun, and the state is number one,
And any other opinion is untruth.
Ask the media if unsure, or philosophically impure,
Brainwashing British Citizens is their forte,
They will surely put you right, or visit you at night,
Either way they will stop you being naughty.
Meekly follow all the rules, laid down in our schools,
Where state is all and learning is suppressed,
And you can safely be ignored, not seen as being flawed,
Just be another number like the rest.
Better far to be, a part of mediocrity,
Within your state and the seeds they have sown
Than to disappear, or to live in constant fear,
For having a mind and will all of your own.

How is it that we, lost the option to be free,
How did we give away our right to choice,
How did we believe, whilst being deceived,
When did we decide to lose our voice.
How did we select the politically correct,
Why are we victims of unpunished crime
Were we such fools as not to see the tools
Or did we think they would go away in time.

The tap is darkly dripping, droplets that are gripping
Our throats today our minds in time to come
We must turn the tide, and reaffirm our pride,
We must prove we are not deaf and dumb.
It is no good wailing, chained up to your railing,
That you want the vote back like before,
For no one hears your plea, they are deaf to you and me,
No on cares about us any more.

This is about manipulation, of us and of our nation
This is about illusions triumph over actual reason,
This is about lies, and the power to mesermerise,
This is about a slowly creeping treason,
This is about the eviscery, of the neutral BBC,
This is about what poison will soon take its place,
This is about five year plans, and Citizens of Euroland,
This is about civil service, with a very red face,
This is about soaps and plays, which in very subtle ways,
Try to put into our minds new sets of plausible truths,
This is about newspaper demise, in the guise of purveying lies,
Whilst the state preaches Pravda through schools to our youth,
This is about vision and sound, and any means that is allowed,
Trying to persuade you against your own common sense,
This is about duplicity, making seem true what cannot be,
And hoping you will at very least sit on the fence.
This is about unelected expertise, being paid huge taxpayer fees,
Alaister Campbells school of used car salesmen integrity,
This about usage of such curs, and their lies, and their slurs,
To pull the wool over the eyes of you and me.

Maybe feeble opposition is fuelling this submission,
But this is not about parties or their competence,
This is simply a war, not about who to vote for,
But who to definitely vote against.

About the Author

originally civil engineer then not so civil systems programmer, now old and slightly deranged aging hippy

On his Travelport blog, Travelport CEO Jeff Clarke shared his insights into how today’s sluggish economy has affected the travel industry. Ever the optimist, Jeff Clarke writes, “For all the pain they cause, economic downturns tend to get companies very focused on how to operate and grow more efficiently.” Jeff Clarke sees the recent economic downturn as an opportunity rather than an obstacle. “Adversity has a way of getting us back to the basics and spurring creativity and innovation,” he explains. He also sees that the economic downturn can give companies a way to search for an advantage to increase their growth as the economy gradually recovers. Jeff Clarke also advises that companies need to leverage technology to serve customers in these unpredictable times.

Jeff Clark admits Travelport is challenged by the recession, just like any other company. “In the midst of a global downturn in travel, we’re looking at both the internal challenge and the external challenges how to help our customers operate more efficiently as well as retain and attract customers.”

Jeff Clarke writes that Travelport is in the final stages of consolodatig their two data centers in one data center. This move will save Travelport a lot of money, increase energy efficiency, and improve customer service. These improvements are crucial in bad economic times, Jeff Clarke points out.

Jeff Clarke stresses that technology plays a key role in times in economic dowturns. “The airline industry is a good example. With the huge jumps in fuel costs and lower demand, airlines are very focused on revenue,” he writes. Jeff Clarke cites the example of the loss millions of dollars in revenue because of incorrectly priced tickets.

In 1995, when Pierre Omidyar introduced an online business venue that was essentially a virtual garage sale with auction pricing, no one knew a retailing revolution was about to occur. That site became known as eBay, and it’s hard to find someone today who hasn’t at least heard about the popular online auction company.

What’s important to understand from the start is that eBay is a sales channel that you can use exclusively or in addition to selling through a retail operation, mail order catalog, independent Web site, or network of direct salespeople. You decide the type of business you want to have, what type of merchandise you’re going to sell, and how you’re going to operate.

To sell on eBay, you’ll pay a listing fee to post your merchandise and a final value fee (a small percentage of the sale price) when the item sells. For the current eBay fee schedule, check the eBay site.

What can you sell on eBay?

Though eBay is a popular place for the sale of used items ranging from high-dollar antiques to second-hand junk, it’s also a venue for brand-new, up-to-the-minute merchandise of all types and in all price ranges. Deciding what to sell on eBay can be particularly challenging because your options are virtually limitless. Some of the more popular categories of items are cars, computers, consumer electronics, books, movies, music, sports items, collectibles, clothing and accessories.

As you take the first step of deciding what to sell on eBay, keep these points in mind:

Have an interest in the product. Don’t choose a product based on potential profits alone; be sure it’s something you’ll enjoy working with.

Cost and sale price. How much will the item cost you and how much can you reasonably expect to sell it for?

Availability. Is the merchandise readily available or will you risk having to deal with supply problems?

Storage. Do you have room to store the merchandise?

Packing and shipping. Consider what is involved in packing and shipping the merchandise. Even though the buyer typically pays the shipping costs, think about your labor, time, and potential breakage.

Seasonal issues. Will the item sell year-round or be subject to seasonal fluctuations?

How do you sell on eBay?

You have a variety of ways to sell on eBay. In addition to the traditional basic auction, where you post your item with a starting price and wait for bidders to drive the price up, you can use a number of other pricing features and auction types.
In addition to auctions, you can also set up your own eBay store, which will allow you to sell auction and fixed-price merchandise from your special location on eBay. You’ll pay a monthly fee based on the level of store services you want, plus additional fees for items listed and sold.

The technical side of eBay

eBay has evolved into one of the most user-friendly sites on the Internet. Getting set up as a user is a simple process that you can complete in just a few minutes. You will be required to provide your name, address, e-mail, and telephone number, as well as a credit card number and your checking account information. eBay uses this information to confirm your identity, which protects the integrity of their operation, and to collect auction fees. If your contact information changes, be sure to notify eBay immediately.

You must register to buy or sell on eBay, but you can browse around the site without registering. Before you do any business on eBay, take the time to get to know the site. Set aside several hours to get online and browse around, study listings, read the help pages, understand the various tools and how you can use them, check out the forums, and get comfortable with how the site works.

Once your business is up and running, you’ll probably want to consider using supplemental auction management software, which will save time and money, make you more efficient, and improve the level of customer service you offer.

Getting started as an eBay seller

Start off by buying a few things, then start selling, posting just one or two auctions at a time until you’re comfortable with how the process works. You’ll make mistakes, especially in the beginning, but if you learn from them they’ll be worth the cost.

Keep in mind that eBay is ever-changing. As the economy cycles, you’ll experience changes in pricing and demand. And as more people start operating on eBay, the competition will increase and prices may decline slightly (great when you’re buying, but not when you’re selling).

If you plan to make selling on eBay a full-time business, expect to work hard. Though there is plenty of money to be made on eBay, it’s not a get-rich-quick or easy deal. You’ll invest as much time and energy as you would in a traditional retail operation–but your potential for profits is greater.

Don’t be intimated by the sheer size of the operation, and keep in mind that eBay has reached less than ten percent of its potential marketwhich means there is plenty of room for you. So find your eBay niche, get online, and watch your business grow.

Jacquelyn Lynn is the co-author of Make Big Profits on eBay: Start Your Own Million $ Business (with Charlene Davis, Entrepreneur Press, 2005) and the author of Start Your Own Business on eBay, plus nine other titles in Entrepreneur’s Start-Up Guide Series. For more information, visit http://www.jacquelynlynn.com

Are you like many other men? Finding that your middle section is expanding or hitting a bee line due south. Is there too much girth for too little pants waist? Are you learning the 15 years spent on your backside looking at the tube, running through potato chips and boozing has finally caught up with you, and you are sporting love handles? Have you lost your 6 pack abs? Be concerned but not too much. There are others in this spare tire crisis and there is hope.

If you want to melt away the big belly to reveal the muscle you should start some abs workouts (absworkout.biz). This is positive for both sexes as more muscular abs result in less lower back problems. When you fortify one you fortify the other. Some elementary drills to drop off those love handles are sit ups and crunches.

With a focus on the lower back try lying on your tummy. Lifting your feet and knees off of the floor and lightly kicking your legs as if you were swimming. Do repetitions of 15 seconds action, resting 30 seconds.

You may want to cut sodium and salt heavy foods from your meals. We tend to link up salt and sodium loaded foods with heart problems and stroke. Sodium also leads to water retention which can make a fat stomach look even worse. Don’t add extra salt to foods and stay away from processed foods. A fat stomach can also be cut by drinking water. Water aids in breaking down stored fat, producing energy and also hydrating the body.

You may consider cutting back your alcohol intake as well. Yes, I know, we are both frustrated that alcoholic drinks are not a water replacement. Alcoholic drinks contain a lot of empty calories which for men tend to get fixed around the middle area resulting in love handles. You do not need to cut alcohol out entirely, just keep in mind the quantity you consume and adjust as needed; same strategy as cutting back your food intake.

Ebay.com is a Tool. It is an awesome tool that can be used to make you tons of money in a short period of time without alot of work or effort on your part. But there is a big secret about using ebay.com to really explode profits and over 90% of ebay.com users know nothing about it.

It is a concept used by big name marketing experts like Dan Kennedy, Joe Vitale, John Carleton, and others. So what is this amazing little secret? Only this: selling to the same customers over and over.

Dan Kennedy imparticular has stressed how this can really explode your profits, here’s why; first, you already know they are interested in what you are selling because they have bought from you before. They trust you and your customer service and if you have kept in touch with them the right way they feel like they “know” and “like” you. People buy from people they know and like.

Second, every dollar you spend to advertise your product goes alot farther if the customer seeing and responding to your ad buys from you again and again. This way you can eventually build up a loyal customer base and spend your marketing efforts on there people and much less on “getting new customers”. Remember people buy more easily from those they know and like so it’s much easier to make higher profits from responsive people than from a “cold market”.

So how does Ebay.com tie into all this? Well lets look at selling on the internet in general. First for $0.35 cents you can list your item where people come looking for it intending to buy. This is so important simply because getting a steady stream of visitors to a website so you can capture their email address either takes a lot of Search Engine Optimization, alot of time, or alot of money, and in most cases all three.

The secret to using ebay.com is in both after the auction and your “about me” page. First when an auction ends you should have the buyers email address to contact them concerning payment, etc. You just got their email address for further communication. The first email you send them should attempt to help them “get to know” you. You should also show excellent customer service by leaving good feedback and following up via email after the auction to ask them if they recieved the item and if they are happy with their purchase. Mention that you occasionally offer great deals that are for past customers only as your way of saying thank you. Try to be specific about the deals like “free shipping” or “25% off your next purchase” or a package deal that you don’t offer to anyone else. Then ask them to opt in to your newsletter to find out when these sales happen. If you can, offer them a free gift for opting in to your newsletter, this increases response rates.

The second way to use ebay.com is the about me page. On this page always have a link to your website where customers can order similar products or “reorder” an item they may have purchased before. Once you get them to your webpage try to get them to opt in toyour newsltter by offering them some kind of free gift as a bribe.

So remember the real secret to using ebay.com for exploding profits is selling to the same customers over and over again. Getting new customers is much more expensive then selling to ones that already know and like you.

Jennifer Parks is the author of Selling on Ebay the Blog which offers free software, information, secrets, and tips for selling on ebay.

Hearing that there are more than 1.2 million registered eBay users, that more than 25,000 members make five figure income as full time eBay entrepreneurs, and that more than 250,000 part timers make several thousand dollars a year of supplementary income from eBay enterprises would make anyone comment in disbelief with, “No Way”. But the correct response to this is, “Yes, way.” In fact, it has also been reported that the number one eBay entrepreneur makes over a million dollars a year. As Austin Powers would say, “Yeah, Baby.” Or should we say, “E-Baby.”

So what’s the deal with eBay, anyway? There is a lot more to it than one would think. It can be simple for an occasional buyer, but it gets increasing complex as users/sellers become more entrenched at deeper levels of use. Here are 10 key ideas or themes for sellers to consider about this phenomenon called “eBay”.

1. What ’s for sale? While some sellers are out scavengering the garage sales and their own garages, others are purchasing quantities of items wholesale to put up for auction. One would think that the right product is of paramount consideration, and most sellers agree that the unusual or the hard to find is the best bet. However, this is not always true either. Timing, meaning the right person at the right time seeing your item, is where it is at. You have to be visible and be out there with a clear message or product that seems like a steal, or at least reasonably priced. With the thousands and thousands of items for sale, there is no shortage of competition. However, the good thing is that there are a lot of buyers out there that should enable the sale of just about anything.

2. Communication and descriptive details about your product is a key in getting noticed. The description of your item and the pictures to display it will get the buyer’s attention. If a person is a serious seller, having an adequate digital camera is a must. Again, photos are extremely important.

3. The well written detailed description to accompany the item is of great benefit. Being open and honest about the item will demonstrate integrity as a seller and will keep people coming back. Being available to answer questions for prospective buyers and remembering to be courteous and helpful follows along with the never-to-be forgotten premise of “the customer is always right.”

4. With customer feedback being a key element in the ratings statistics that will promote you or haunt you during your eBay career, it is important for a seller to be professional and kindly in all business dealings. People like and appreciate personal attention. Take the time to give it. Being positive, accommodating and helpful is a winning combination for good customer relations.

5. Shipping information and how you present it can win over a customer because they notice when a buyer is tying to take advantage and ask an unreasonable amount for shipping. Of course, a seller must take into account time spent, the handling charge, when pricing the shipping. Time is money, and a seller should be compensated for all aspects of the service that is provided.

6. Some advice about setting up your auction items would be to consider having your item run seven days with an end of bidding time somewhere between 7 PM and 9 PM on a Sunday night. That seems to be the consensus amongst the top sellers. There has been much dialog on just how to increase the amount and number of bids, but there are too many variables to consider. Suffice to say, it really does depend on the product itself (and what the condition and competition is our there).

7. Some of the most unique aspects of selling have to do with the seasonal items that permeate the auction block at certain times of the year. If a seller wants to work year-round, he or she will have to broaden the horizon by finding seasonal items for all seasons. Yes, you can sell Christmas items and move right into Valentines Day and Easter and so on. Why not? These are what people are looking for.

8. One controversial topic is drop shipping. If a seller is getting a product from a third party, drop shipping is a convenient way for the seller to deliver the product. It keeps them out of it. However, that means that a back ordered item could result in a poor rating for the seller because the item was delayed. Most buyers picture the item in the hands of the seller and expect to receive it within a few days. The pros and cons of this arrangement need to be carefully considered.

9. Now to the fun part. How do you get the money? More and more people are using PayPal. It is quick, efficient and simple. A seller can make other arrangements and accept a check or money order, but the wave of the future is setting up an account with PayPal. In addition, setting up an online account with the United States Postal Service will also save countless hours in the lines at the post office. Work smarter, not harder, etc., etc.

10. A seller can look at other things to sell besides a physical product or item. Many are getting into self publishing or offering a service. Some expanding entrepreneurs are opening up a consignment shop situation, which helps those who want to sell but “don’t do computers.” The possibilities are unlimited.

Selling products and services from a home-based business can be an exciting, and hopefully profitable, situation. Go into it with a solid plan based on accurate information and with the knowledge that it is going to be hard work, just like any other job.

For more on eBay selling and using online auctions visit the How To Sell On eBay Resource Page located at http://www.sbmag.org.

Copyright usage: No permission is needed to reproduce this story. The About the Author statement with hot links must remain in tact. Request for reciprocal links will be considered. mailto:barb@sbmag.org.

About the Author
Barbara Snyder is a retired California Distinguished School Principal and Coordinator For Human Resources. She has a master’s degree in Curriculum and Instruction. She holds elementary education, secondary, community college, and administrative credentials. She is currently the publisher of http://EducationResourcesNetwork.com, co-publisher of Strictly Business Magazine, http://www.sbmag.org.

If you’ve a savvy businessperson, the chances are you’ve already taken a look at your competitors’ auctions. What you might not have realised is just how much you can learn if you know what you’re looking for.

To begin with, don’t bother looking at listings that haven’t ended yet - you don’t know what’s going to happen with them. Instead, use the advanced search page to search for listings that sold. Just go to the advanced search page, type in the keywords that you know will find your competitors’ items, tick ‘Completed listings only’ and set the minimum number of bids to 1. Set it to sort by ‘Price: highest first’.

This will show you auctions competing with yours that have recently finished, starting with the ones that sold for the most (ignore any with prices in red - they didn’t sell). Go through and take a look, paying special attention to the following points:

Titles. What information do the top sellers of your item put in their titles, and what do they leave out? If your titles are very different to theirs, it might be time for a rethink.

Descriptions. You’ll probably notice that the highest sellers haven’t just copied text from the company’s website or an Amazon.com review - they’ve gone to the trouble of writing a little about the item, and about themselves. Learn from their example.

Pictures. I can almost guarantee you that the listing will have very nice pictures - not catalogue quality, but good enough to see what you’re getting. With items of any significant cost, you’ll probably find more than one photo from different angles.

Style. Is it written conversationally, or in terse businesslike language? The way you should write entirely depends on what the market seems to like - and the market seems to like what the top sellers wrote.

Time. It’s pretty easy to ignore this as a factor without meaning to, but pay attention to when the top selling items’ auctions began and ended. This might give you a few clues about the best to catch buyers who will bid highly on your item, and then you can schedule your items accordingly.

Price. If your competitors are selling using Buy it Now, you can see what the maximum is that they’ve managed to sell for recently, and set your own Buy it Now price slightly below that.

Shipping. Look around to see the sweet spot for shipping. If you can figure out a way to get your shipping costs lower than the highest sellers, then this is a great opportunity to differentiate yourself in the market.

Once you see what works, you can start to emulate your competitors - of course you can’t just copy them completely, but you can structure your auction similarly and make sure it includes the same information.

If you want your items to do even better, then start stocking the items in your category that are the most in-demand. We’ll show you how to tell what’s selling and what’s not in our next email.

Kirsten Hawkins is an Ebay and internet auction enthusiast from Nashville, TN. Visit www.auctionseller411.com/ for more great tips on how to make the most from Ebay and other online auctions.

A study from Norway shows that any training method that makes you stronger will also help you to exercise longer. The best way for an athlete to become stronger for a specific sport is to do strength training using the muscles in the same way that they are used in that sport. In this study, cross-country skiers did specific strength training three times a week for eight weeks, using a cable pulley simulating the movements of double poling in cross-country skiing. The cable system forced them to use their muscles in the same way that they are used to push ski poles against the ground to propel them forward. This training program helped them to ski much faster.

The authors used scientific strength training methods. They asked the skiers to perform three sets of six repetitions at a workload of 85 percent of one repetition. The heaviest weight that you can lift once is called a one-repetition maximum. The heaviest weight that you can lift six times in a row is around 85 percent of your one-repetition maximum, and the heaviest weight that you can lift ten times in a row is about 78 percent of your one-repetition maximum. That means that a person who can lift 100 pounds once, can lift 85 pounds six times and 78 pounds ten times in a row.

This same principle applies to high jumping or any other movement. You jump up against gravity, so squatting with heavy weights will help you to jump higher. Lifting heavy weights over your head does not help you to jump higher. Training is specific and strengthening your muscles by using them in the same way that you use them in your sport will make you a better athlete.

For journal references on this article see http://www.drmirkin.com/fitness/1609.html

Dr. Gabe Mirkin has been a radio talk show host for 25 years and practicing physician for more than 40 years; he is board certified in four specialties, including sports medicine. Read or listen to hundreds of his fitness and health reports at http://www.DrMirkin.com

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